Automated workflows for 100+ document types
Finance and accounting documents
Clients: Accounting firms, finance departments, shared service centers
Nu Delta’s docAI engine reads and interprets complex financial documents, extracting structured data from scans, PDFs, e-documents, and even low-quality attachments. Below are the most frequently processed formats in financial and accounting workflows.
Invoices (including e-invoices)
Commercial documents confirming the sale or purchase of goods and services.
Use cases:
Automated bookkeeping and cost classification, contractor verification (e.g. tax ID, account number), duplicate detection and validation, structured e-invoice processing (XML, structured PDFs)
How Nu Delta helps:
Handles scanned, photographed, and email-attached invoices, even with poor formatting or multiple pages.
PIT declarations (personal income tax)
Tax forms confirming income earned by individuals, often required in financial verification (e.g. PIT-11, PIT-36, PIT-37).
Use cases:
Creditworthiness assessment for loans or leasing, income verification during customer onboarding, extraction of key financial data (income, deductions, tax paid)
How Nu Delta helps:
Extracts data from both native PDFs and scanned forms, transforming them into structured datasets
Profit and loss statements (RZiS)
Mandatory reports showing revenues, expenses, and net profit/loss over a defined period.
Use cases:
Financial health checks, risk analysis in loan or insurance underwriting, business scoring and prequalification
How Nu Delta helps:
Supports various layouts (comparative, calculation-based) and extracts relevant figures into structured outputs for automated analysis.
Balance sheets
Statements showing a company’s assets, liabilities, and equity as of a specific date – used to assess liquidity, solvency, and capital structure.
Use cases:
Solvency analysis and debt ratio evaluation, financial KPI calculation, data ingestion for internal risk scoring systems
How Nu Delta helps:
Reads balance sheets in many different formats (Excel exports, scanned PDFs, structured and unstructured layouts) and normalizes the data.
F01 reports (GUS financial reports)
Regulatory reports required by Poland’s Central Statistical Office (GUS), containing detailed data on revenues, costs, employment, and operations. Submitted monthly, quarterly, or annually.
Use cases:
Compliance verification and reporting, corporate onboarding due diligence, integration with internal control or BI systems
How Nu Delta helps:
Extracts data from dense tabular formats and nested fields, converting them into clean, structured outputs for analysis or export.
Tax revenue and expense ledgers (KPiR)
Simplified accounting ledgers used by sole proprietors in Poland. Track monthly income, expenses, social security contributions (ZUS), and operational costs.
Use cases:
Income verification for small business owners, seasonal income pattern analysis, automated pre-assessment in financial applications
How Nu Delta helps:
Reads scanned KPiR documents from accountants or client uploads, extracts and structures the entries by month and category.
Banking
Clients: Banks, fintechs, onboarding platforms, leasing companies,
Nu Delta automates onboarding and compliance workflows by extracting structured data from regulatory and identity-related documents. These documents are key to financial risk assessment, identity checks, and meeting local and global compliance standards.
Credit agreements
Legally binding contracts between lenders and borrowers outlining loan conditions, repayment schedules, interest rates, and collateral requirements.
Use cases:
Automated extraction of borrower data, loan amount, repayment terms, and signing dates, identification of key clauses (e.g. early termination, collateral terms), risk scoring and internal contract analysis, classification and archiving of loan documentation for CRM/ECM systems, monitoring loan portfolios for term changes or client obligations, integration with underwriting platforms for pre-checks and compliance
How Nu Delta helps:
Extracts granular data from multi-page contracts, supports complex layouts, and identifies key clauses.
FATCA forms
Foreign Account Tax Compliance Act declarations, which are required in order to accurately determine a client's U.S. tax residency status and to ensure full compliance with applicable international tax regulations.
Use cases:
Determining FATCA status of retail and business clients, extracting relevant citizenship, residency, and tax identification numbers, automation of regulatory compliance checklists during onboarding, proactive risk flagging and reporting for U.S.-connected clients, thorough verification of declared statuses against other identity documents, archival and structured digital storage for audit readiness.
How Nu Delta helps:
Processes Polish and English forms, cross-checks key fields across IDs and bank records, and ensures data consistency.
KDR / KDO declarations
Polish regulatory forms used in banking compliance to verify client declarations on politically exposed person (PEP) status, beneficial ownership (KDR), and company control structure (KDO).
Use cases:
Client risk profiling based on declared affiliations, beneficial owner extraction for corporate onboarding, PEP checks and KYC validations for AML compliance, auto-filling internal risk scoring models based on structured data, flagging contradictory declarations in internal systems, mapping relationships between signatories, companies, and roles
How Nu Delta helps:
Parses complex layouts and extracts declared roles, ownership, and PEP statuses into clean, structured formats.
Powers of attorney
Legal documents formally authorizing one party to act on behalf of another in a range of financial, legal, or operational matters and business-related transactions.
Use cases:
Verification of representative’s legal authority during onboarding, matching mandate scope with the type of operation (e.g. loan application, account management), mapping parties, validity periods, and document jurisdictions, highlighting missing or expired mandates, legal risk control and flagging for restricted powers, creating structured entries for internal document management systems
How Nu Delta helps:
Extracts parties, dates, scope of rights, and conditions from scanned or signed PDFs; links document to associated client record.
Identity documents (IDs, passports, residence cards, Pole’s Card)
Official personal identification documents – both Polish and international – used in identity verification, onboarding, and regulatory screening.
Use cases:
ID verification in customer onboarding (retail and corporate), cross-referencing declared data with official ID content, OCR of key identity fields (name, DOB, expiry date, ID number, nationality), expiry control and alerts for document renewals, supporting remote onboarding workflows with scanned/mobile IDs, linking identity verification to anti-money laundering systems
How Nu Delta helps:
Automatically identifies and extracts key data from Polish, EU, and international IDs. Fully compliant with GDPR.
Account summaries showing balances, transaction history, and income/outflow trends.
Comprehensive overviews of client accounts presenting current balances, detailed transaction history, and visualized trends in income and expenditures. These summaries support financial monitoring, analysis, and regulatory reporting.
Use cases:
Affordability analysis in credit or leasing workflows, verification of declared income or recurring expenses, detecting irregular payments or overdraft activity, pre-screening financial behavior for risk segmentation
How Nu Delta helps:
Supports multi-page PDFs, scanned exports, and screenshots; extracts balances, incoming and outgoing transactions, and client identifiers.
Loan repayment confirmations
Documents confirming that a loan or installment has been paid in full or is being regularly serviced.
Use cases:
Verifying financial discipline or reducing credit risk, supporting refinancing or new loan applications, validating client-reported liabilities, triggering system updates for loan status
How Nu Delta helps:
Extracts borrower, lender, amount repaid, reference number, and confirmation date; matches repayment with declared liabilities.
Payment confirmations
Proof of completed bank transfers, direct debits, or third-party payments.
Use cases:
Reconciliation with issued invoices, confirming deposit or installment payments, triggering shipment, activation, or legal release, verifying source of funds in compliance processes
How Nu Delta helps:
Extracts payment details from bank transfers, mobile apps, and screenshots; verifies transaction consistency across sources.
Leasing/Automotive
Clients: Leasing companies, fleet management providers, financial institutions, automotive resellers
Nu Delta automates key workflows in leasing and vehicle lifecycle management. From contract validation to vehicle documentation and financial compliance. Our docAI extracts structured data, checks completeness, and ensures full regulatory alignment.
Leasing contracts
Legal agreements between a leasing company and a client, specifying leasing terms, payment obligations, usage rights, penalties, and asset ownership conditions.
Use cases:
Extraction of contract start/end dates, leased asset details, monthly payment amounts, classification of contract types (operational vs financial lease), detection of missing clauses or required annexes, monitoring compliance with usage and return conditions, integration with internal DMS or CRM for document version control, mapping lessee and lessor roles to automate approval flows
How Nu Delta helps:
Extracts legal and financial data from structured contracts and annexes — enabling efficient processing or deep validation.
Repayment schedules
Tables or annexes outlining the installment plan, interest rate, payment frequency, and residual value of the leased item.
Use cases:
Validation of schedule completeness against contract terms, automatic matching with actual bank transfers or internal financial records, structuring of repayment plans for customer communication or dashboards, identifying anomalies or inconsistencies in payment structure, extracting future liabilities for risk reporting and forecasting, reconciling early repayment or penalty conditions
How Nu Delta helps:
Parses repayment tables from PDFs and scans, standardizes values, dates, and interest terms.
Vehicle registration certificates
Official government-issued documents confirming legal registration and technical parameters of a leased vehicle (in Poland: dowód rejestracyjny).
Use cases:
Verification of VIN, make, model, registration number, matching technical data with lease agreement and vehicle card, regulatory compliance checks (e.g. Euro standard, emission class), renewal reminders for upcoming expiries, archiving and indexing for fleet documentation audit, verifying authorized user or ownership status during the lease period
How Nu Delta helps:
Reads complex field layouts including handwritten notes; handles multiple versions of registration forms; maps VIN to vehicle databases if required.
Vehicle cards
Documents containing the full history of the vehicle, including manufacturer, importer, previous owners, and serial numbers. Vehicle cards serve as official records used for identification, ownership verification, and regulatory compliance throughout the vehicle's lifecycle.
Use cases:
Technical identity verification of the vehicle, ownership history validation in used vehicle leasing, mapping manufacturer/importer data to leasing system entries, fraud detection in secondary leasing markets, asset inventory consistency checks, extracting manufacturer serials for residual value calculations
How Nu Delta helps:
Extracts printed and stamped vehicle data, even from low-quality or duplicate cards.
Delivery and acceptance protocols
Documents confirming the handover of the vehicle between the leasing company and the client, often including condition reports, signatures, and checklists.
Use cases:
Confirmation of delivery conditions and vehicle status, linking delivery data to leasing contract for full lifecycle documentation, supporting disputes (e.g. damages, delays) with timestamped records, verification of signed protocols before activating invoicing workflows, triggering start-of-lease in automated systems, ensuring protocol integrity in remote vehicle handovers
How Nu Delta helps:
Identifies key fields (signatures, dates, condition info) and flags missing or inconsistent data.
Insurance documents
Clients: Insurance companies, brokers, TPAs (Third Party Administrators), insurtech platforms
Nu Delta helps insurers automate document-heavy workflows across the entire policy lifecycle – from onboarding to claims management. Our docAI engine reads and interprets complex policy documents, extracts critical data, validates compliance, and structures outputs for system integration or risk analysis.
Insurance policies (property, motor, life)
Master documents outlining the terms, coverage, exclusions, and conditions for a given insurance contract – typically customized per client or asset type.
Use cases:
Extraction of insured party data, policy number, coverage period, and type, classification of policy type (e.g. auto, property, life, travel), detection of gaps, exclusions, or missing clauses in coverage, automating policy verification during claims or financing, policy comparison across providers or timeframes, integration with CRM/ERP to maintain up-to-date client coverage info
How Nu Delta helps:
Supports highly variable formats across insurers; identifies key policy sections (e.g. liability limits, deductibles) and returns structured output per policy type.
Policy schedules and annexes
Detailed appendices that define insured items, coverage limits, riders, premium amounts, and special conditions related to the master insurance policy.
Use cases:
Extracting item-level information (e.g. vehicle details, property addresses), validating premium amounts and breakdowns, highlighting special coverage extensions or constraints, linking annexes to master policies for document completeness, detecting inconsistencies between schedule and policy terms, structuring complex riders for business rules processing
How Nu Delta helps:
Maps multi-line tabular content and identifies conditional clauses; supports structured annexes, scanned PDF appendices, and supplementary documents.
Proof of coverage
One-page summaries or formal confirmations verifying the existence and status of an active insurance policy.
Use cases:
Validation in leasing or financing applications (e.g. required motor policy), documenting coverage as part of claim submission, ensuring client meets compliance requirements for third-party contracts, populating internal systems with valid coverage info, sending status updates to partner institutions (e.g. leasing, banks), detecting expired or invalid confirmations
How Nu Delta helps:
Extracts policy number, validity period, insurer, insured party, and coverage type; validates date ranges and flags anomalies.
Damage reports (claims documentation)
Documents submitted by the policyholder or third party to report insured events, damages, losses, or incidents.
Use cases:
First Notice of Loss (FNOL) automation, extraction of reported event data (date, place, cause, description), identifying affected insured assets, cross-validation with policy data for coverage confirmation, triggering downstream processes (e.g. investigation, payout calculation), text classification for claims routing or risk scoring
How Nu Delta helps:
Processes both handwritten and typed reports; extracts event details and links them to policies; supports scanned forms and mobile uploads.
Legal, enforcement, and public administration
Clients: Debt collection agencies, law firms, compliance teams, legal operations units
Nu Delta supports organizations that manage high volumes of official, legal, and regulated correspondence. Our docAI engine reads and classifies structured and unstructured documents from courts, public institutions, and enforcement bodies, enabling legal automation, risk tracking, and secure archiving.
Court letters and decisions
Official documents issued by civil, commercial, or administrative courts – including summonses, rulings, verdicts, judgments, and procedural updates.
Use cases:
Classification by case type, court level, or document category, extraction of case numbers, involved parties, hearing dates, and verdicts, automated assignment to case management systems, linking decisions to debt enforcement workflows, generating case timelines or escalation triggers, cross-validation of judgment data with internal records
How Nu Delta helps:
Understands court-specific layouts and extracts structured data from scanned rulings and legal correspondence.
Bailiff documents and seizure notices
Documents issued by enforcement officers (komornik) regarding property or wage seizures, enforcement titles, and repayment orders. These documents serve as the legal basis for initiating and executing debt recovery procedures.
Use cases:
Automatic recognition of seizure type (bank account, salary, movable assets), extraction of creditor/debtor data, amounts owed, enforcement title details, flagging cases with active enforcement for risk dashboards, supporting communication flows with clients or employers, archiving and indexing for compliance/audit purposes, triaging legal actions for prioritization
How Nu Delta helps:
Supports high-volume intake of scanned documents.
Identifies seizure type and extracts key case data into structured legal records.
Debt collection communications
Letters related to overdue payments, settlement offers, reminders, or pre-legal escalation steps.
Use cases:
Routing by action required (e.g. reminder vs settlement proposal), tracking response deadlines and amounts due, matching correspondence with collection accounts, triggering automated reminders or legal follow-up, archiving proof of communication, supporting multilingual intake (e.g. foreign clients or agencies)
How Nu Delta helps:
Reads handwritten and typed notices; classifies legal tone and extracts payment terms and reference numbers.
Official letters and envelopes
General correspondence from public offices, tax authorities, regulatory bodies, or administrative institutions.
Use cases:
Routing based on sender and content classification, extracting deadlines, identifiers, and legal references, flagging time-sensitive correspondence, matching with client case files or legal entity records, creating structured notification logs, scanning envelope metadata (e.g. postmark, origin)
How Nu Delta helps:
Processes both letter contents and scanned envelopes.
Recognizes both envelope visuals and message contents to auto-classify source and intent.
Telecom contracts
Service agreements
Between telecom providers and customers that define subscription type, payment terms, contract duration, and authorized user data.
Use cases:
Identification of contract type (e.g. prepaid, postpaid, bundled service), extraction of subscriber details (name, address, ID number), validation of contract terms, including duration, cancellation conditions, and pricing, linking agreements to CRM or billing systems for activation and history tracking, detecting missing signatures or incomplete contracts, supporting digital onboarding and mobile self-registration flows
How Nu Delta helps:
Extracts and structures key fields from scanned, photographed, or PDF contracts, enabling automation across telecom workflows.
CEIDG and KRS registration documents
Official company registration documents used to verify essential legal and operational details of small businesses and corporate clients operating in Poland.
Use cases:
Business identity verification during B2B onboarding, extraction of legal representative names, roles, and authorizations, validation of NIP, REGON, and PKD codes, matching registration data with service agreements and onboarding forms, detecting inactive or unregistered entities, automating compliance checks and KYC record creation
How Nu Delta helps:
Extracts structured data from official CEIDG and KRS documents (including scanned certificates); normalizes business metadata and links it to customer profiles in internal systems.
Identity documents used for telecom activation
Personal identification documents (e.g. national ID cards, passports, residence cards) provided by customers to activate telecom services or verify their identity.
Use cases:
Extraction of full name, ID number, date of birth, and expiration date, matching identity data with contract signatories, validity and expiration checks for compliance, enabling eKYC in remote onboarding workflows, archiving ID metadata securely under GDPR/RODO requirements, preventing activation with invalid or expired documents
How Nu Delta helps:
Supports Polish and international ID types; automatically recognizes document layout, extracts personal data, and enables real-time validation for digital onboarding and in-branch service flows.
Supporting documents and attachments
Clients: Banks, accounting firms, leasing providers, fintech platforms
Nu Delta supports financial institutions and service providers in processing non-standard and auxiliary documents that play a critical role in credit scoring, identity verification, underwriting, and accounting workflows. Our docAI engine reads, classifies, and structures even unlabelled or user-submitted documents with varying layouts and formats. Utility bills (electricity, gas, water).
Monthly or quarterly invoices confirming regular household expenses and service registration.
Use cases:
Proof of residence for KYC, verifying financial stability through consistent payments, matching address with contract or ID information, assessing consumption behavior in sustainability or credit scoring models
How Nu Delta helps:
Extracts utility provider, customer details, billing period, amount due, and address; supports various layouts and scanned or photographed bills. Fuel receipts.
Receipts from fuel stations documenting business or personal vehicle expenses.
Use cases:
Expense reconciliation for leased vehicles or fleet management, VAT claim support in corporate accounting, vehicle usage analysis in leasing agreements, detecting outlier costs in mileage reimbursements
How Nu Delta helps:
Reads and classifies receipts by fuel type, volume, price, and station ID; handles small-format images, mobile photos, and thermal paper scans. Rental agreements.
Contracts outlining the terms of residential or business property rentals.
Legally binding agreements that specify the rights, obligations, and conditions of residential or commercial property lease arrangements.
Use cases:
Verifying tenant’s address in KYC, supporting creditworthiness evaluation (e.g. rent amount vs. income), detecting contract duration and type (fixed, open-ended), cross-checking co-tenants or signatories in AML flows
How Nu Delta helps:
Extracts personal and property data, lease duration, amounts, and signatures; supports scans, photo uploads, and irregular formats
Internet and mobile invoices
Monthly statements from telecom providers confirming active service and regular billing. These documents can also be used as proof of address or for verifying ongoing customer relationships.
Use cases:
Secondary identity verification (matching name + address), categorizing telecom costs in accounting workflows, confirming income stability via regular bill payment, enables automated input for risk or cost models.
How Nu Delta helps:
Classifies provider type, extracts client data, invoice totals, billing cycles, and payment methods from various document styles.
Others
Energy consumption summaries
Documents showing historical or forecasted energy usage over specific periods.
Use cases:
Underwriting energy leasing (e.g. photovoltaic systems), profiling utility usage for ESG-linked products, validating declarations in green finance programs, creating consumption profiles for property financing
How Nu Delta helps:
Extracts usage metrics, billing cycles, tariffs, and meter numbers; supports supplier-specific layouts and industry formats (ZUS/UŚ)
Official confirmations from tax or social security offices about contributions or tax status.
Official confirmations from tax or social security offices about contributions, liabilities, or current tax status.
Use cases:
Income proof for credit or leasing applications, confirmation of compliance for small business clients, supporting tax-based scoring models, feeding employment status into risk calculations
How Nu Delta helps:
Extracts tax periods, amounts, authority, and purpose; classifies by certificate purpose.
Medical invoices
Invoices related to healthcare services provided, used in insurance or credit cases.
Use cases:
Validating cost of treatment in personal insurance claims, supporting health-related loan requests or reimbursement, profiling recurring medical expenses in affordability checks, documenting care costs in family income assessments
How Nu Delta helps:
Extracts provider data, patient name, diagnosis/procedure code, and cost; recognizes private and public sector document formats.
